Credit reporting is pretty simple but the words and language used are not part of most of our daily vocabulary and may be intimidating. This is where an experienced loan officer comes in. They will guide you on what matters most – what you need to tackle first to improve your score. Which should you pay first, the $50 past due bill from last month or the $5000 debt from years ago?
Credit plays an important role in the mortgage loan process, but credit challenges do not always mean you cannot buy a home. A proven, positive maintenance record can lead to more purchasing power.
I partner with a top 5 builder that will work with you to make your new-home dream a reality. If your credit is less than perfect, and you are ready to make the commitment to improve it, contact me for an introduction.
